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For merchants

Fill users’ buy & sell orders, earn on every trade

Become a verified P2PINR merchant. You fill other users’ buy and sell orders over UPI, and keep the gap between the rate you buy at and the rate you sell at — all shown before you accept.

24/7

Work when you want

10

Trades to qualify (30 days)

How it works

Like a cab driver — but for payments

A rider books a trip, nearby drivers see it, one accepts, drives and gets paid. On P2PINR a user places an order, merchants see it, one accepts and settles it over UPI.

  1. An order comes in

    Buy, sell and Scan & Pay orders appear on your desk in real time, with an alert on your phone.

  2. Accept and settle

    Accept the ones that suit you and pay or receive rupees by UPI. Sellers must be paid within 7 minutes.

  3. Keep your spread

    Once both sides confirm, the USDT moves out of escrow — and the gap between your buy and sell rates is yours.

Earnings

See what you’d earn before you join

These are today’s merchant rates. Buy USDT from sellers at one rate and sell it to buyers at the other — the gap is yours.

Merchant rates today

You buy USDT atWhen you fill a user’s sell order
₹100.78
You sell USDT atWhen you fill a user’s buy order
₹102.80
Your spreadOn every USDT you buy and then sell
₹2.02

Per 1 USDT. Rates refresh every 15 minutes; each order keeps the rate it was placed at.

Earnings example

500 USDT / day

You’d keep about

₹30,300.00 / month

₹1,010.00 a day · ≈ 294.75 USDT a month · 1.96% of what you sell

Worked out for 30 trading days at today’s rates: ₹2.02 spread on every USDT you buy and then sell. Real earnings depend on your volume, the rates at the time of each order, and your own costs. Not guaranteed.

How to qualify

Trade first, then apply

Show you already trade

Merchants are chosen from people who use P2PINR. Complete a few buys and sells of your own first — the apply page shows your progress.

Every order runs through escrow

USDT is locked for every order until the payment is confirmed, so users stay protected.

Your speed sets your rank

Accept orders and pay or release faster than other merchants — the fastest rank highest.

To apply

Last 30 days

5 buys, 5 sells, 100 USDT bought or deposited, 200 USDT sold.

Getting started

What you need, and how to join

What you need

  • A verified P2PINR account (KYC with a photo ID)
  • A UPI ID or bank account in your own name
  • USDT to fill buy orders, and rupees to pay sellers
  • A Telegram username, so our team can talk to you
  • A recent trading record on P2PINR (last 30 days: 5 buys, 5 sells, 100 USDT bought or deposited, 200 USDT sold)
  1. Apply in the app

    About two minutes: your name or business, your experience and your Telegram username.

  2. Talk to our team

    We review every application and contact you on Telegram to agree your limits.

  3. Start trading

    Switch on receiving or sending and take your first order.

Your desk

Built for merchants who work from a phone

Real-time orders

New orders appear with an alert. Accept the ones that suit your balance and limits.

Terms before you accept

Amount, rate and time limit are shown upfront — nothing changes after you accept.

Up to 2 orders at a time

Switch receiving or sending on and off whenever you like.

Escrow on both sides

USDT is locked before any rupee moves, so neither side can be left short.

Every step on record

Each order records who paid, who confirmed and when — so any question can be checked.

A team behind you

Disputes are reviewed by our team, and you can reach us on Telegram.

Questions

Merchants — FAQ

Who can become a merchant?
Anyone with a P2PINR account that has passed KYC, a UPI ID or bank account in their own name, and the time to fill orders promptly. Our team decides each application.
How do merchants earn?
You buy USDT from users who sell, at the merchant buy rate, and sell USDT to users who buy, at the merchant sell rate. The gap between the two is yours. Both rates are shown before you accept each order.
What if my bank account gets frozen?
P2P payments carry a risk that a bank holds or freezes an account when money it received is later disputed. Lower it by accepting money only from the user’s own account (the name must match the order), never from third parties, and by keeping your records. If it happens, contact support — our team can give you the order details your bank asks for.
What about taxes?
Your trading income may be taxable, and crypto transfers in India can attract TDS. We don’t give tax advice — speak to a CA. You can download an annual statement of your trades from the merchant desk.
Do you give legal support?
We don’t give legal advice or represent merchants. We can provide records of your orders when you need them.
How fast do I have to pay or confirm?
Buyers get 7 minutes to pay you. When you fill a sell order you have 7 minutes to pay the user, and 7 minutes for a Scan & Pay bill.
Can I stop being a merchant?
Yes. Turn off receiving and sending any time, or ask our team to close your desk.

Start your merchant desk today

Apply in about two minutes. Our team reviews every application personally.

Become a P2PINR merchant · P2PINR