P2PINR · Digital assets ⇄ INR, peer to peer

Fast & simple, with escrow on every order.

Seamless peer-to-peer asset settlements over UPI — zero complex charts, escrow on every order.

Get started free Sign in

Scan & Pay15 Nov · 09:14 pm

₹100.00

Paid to: chai-point@upi
Rate: Locked before you pay
Escrow: Released

✓ Settled by a verified partner

One app

Fast, verified peer transfers

Transfer

Pay by UPI or bank and settle orders at a transparent locked rate — escrow protected until verified.

Start now →

Cashout

Receive INR straight to your bank or UPI account. Counterparty settles first; escrow releases on your confirm.

Start payout →

Scan & Pay

Pay any UPI QR using your platform balance. Fast, simple, and matched instantly.

Try Scan & Pay →

How it works

Three steps to complete

Select amount
Enter the order amount. Review locked rates and settlement terms before initiating.
Transfer via UPI
A verified counterparty is assigned. Funds move over standard UPI rails while escrow remains active.
Confirm & release
Both parties confirm receipt. Value releases immediately upon mutual confirmation.

Security

Safer by design

Every order runs through escrow, verified partners and human-reviewed resolution. Check our Platform Guidelines before proceeding.

Escrow on every orderValue locks on acceptance and never releases on a blind timer — only on dual confirmation or support resolution.

Verified partnersEvery partner is manually verified after a record of completed trades on the platform.

Manual dispute reviewIssue with a settlement? Open a dispute — escrow freezes, bank proofs are verified, and an agent resolves it.

Auditable reconciliationEvery transaction logs an auditable confirmation trace ensuring accurate account balances.

For partners

Operate a verified desk from your phone

Process incoming user settlements and requests using your own liquidity and UPI accounts. You manage limits — we handle escrow and matching.

Full order terms and transparent limits shown before you accept.
Toggle active status anytime with custom volume limits.
No security deposit needed right now — qualify with your trading record.
Balanced transaction guidance preserves banking health.

Apply for Partner Desk

Guides

From the P2PINR blog

23 Oct 2026

How to Pay Any UPI QR with USDT in India (Step-by-Step)

Pay any shop's UPI QR from your USDT balance with Scan & Pay. Steps, limits, fees, BEP-20 deposits, QR safety and what to do if a payment fails.

Read →23 Oct 2026

Is P2PINR Safe or Fake? How It Works and the Real Risks

Is P2PINR safe or fake? See how escrow, verified merchants, disputes, KYC limits and fees work on P2PINR, and which risks stay with you.

Read →17 Oct 2026

How to Lower Bank Freeze Risk When Trading USDT P2P in India

Practical steps for Indian buyers and sellers to lower bank freeze risk in P2P USDT trades: own-name UPI, escrow, red flags and a record checklist.

Read →

See all articles

FAQ

Frequently asked

What is P2PINR?

P2PINR is a peer-to-peer platform for digital asset settlements in Indian rupees over UPI. Every order runs through escrow and is matched to a verified partner.

Are transactions protected on P2PINR?

Every order uses automated escrow: Balance locks when an order is accepted and only releases when the receiver confirms payment or support resolves a dispute — never on an automated timer. Please review our platform guidelines.

What if something goes wrong with an order?

Open a support dispute from the order view. Funds remain securely locked in escrow, verified statements are reviewed, and a dedicated team member resolves it. Full details are in our Terms of Service.

Is this platform active?

Available features are shown in the app; some may open gradually.

How does order settlement work?

Transfers settle directly through verified peer rails and integrated escrow balances. Ensure you provide accurate payment IDs during checkout.

What is Scan & Pay?

Pay any UPI QR easily with your platform balance. A verified partner settles the rupees to the recipient merchant securely.

What if I don't receive my payment?

If you're owed funds and they do not arrive within the timeout, open a dispute immediately. Escrow remains frozen until bank statements are verified by a support specialist.

Are digital peer transfers safe?

All transfers carry natural transactional risks. Always confirm payment receipts inside your verified banking application before approving releases, and keep receipts of all orders.

How do I become a partner?

Verify your identity, register your UPI payment handle, and submit your application. First complete a short trading record on the platform (a set number of buys and sells in 30 days) — the apply page shows your progress. Upon approval you can start fulfilling orders; no security deposit is needed right now.